AIR INDIA ANNOUNCES CONCESSION FOR SENIOR CITIZENS

Age Limit                    :  65 years and above
International Flights     :  20% concession in First Class and Executive Class
Domestic Flights         :  50% concession in Economy Class
Limitation                   :   Only tickets taken from Air India Offices in India will avail this Concession

WAYANAD - THOLPETTY

 Tholpetty wildlife sanctuary, a part of Wayanad wildlife sanctuary is open after Monsoon interval.
It's the coolest place in kerala to watch Tiger. Really adventurous.

Visiting Time
Morning 7:00 am to 9:00 am
Evening  3:00 pm to 5:00 pm
Entry Fee
Adult : Rs. 10/-
Child : Rs. 5/-
Still Camera : Rs. 25/-
Video Camera : Rs. 100/-
Jeep Charge : Rs. 350/-
Guide Fee : Rs. 100/-

PH: 04935 250853

ACTIVATE GPRS IN BSNL PREPAID MOBILE

It's peak time to activate GPRS in your Mobile. Activating GPRS facility you can use internet in your mobile.

CONDITIONS
* At the time of activation your prepaid account should have minimum balance of Rs. 250
* Once activation is made then you can use internet till your account balance reaches Rs. 50. If your balance goes below Rs. 50 you have to activate GPRS again.

PROCEDURE
1) Send a text message  GPRSPRE to 53733. With in 24 Hrs you will get a confirmation message.
2) After receiving confirmation message send a text message in the following format.
    HANDSET COMPANY(SPACE)MODEL NUMBER.
    For example if your mobile is Nokia 2330 then you should write NOKIA 2330
3) Then you will receive the settings with in 48 Hrs. Save the settings in your mobile once you receive.
     While saving the setting if any password is asked type 1111.
4) Set BSNL WAP as default
5) Restart your phone.
6) Now you are redy to use internet.

CHARGE
That's very cool. Only you have to spend 5 paisa per 10 KB.

Tolll free Customer service numbers
From BSNL Mobile kerala                   :   9447024365/94400024365
From BSNL Landline kerala                 :   1500
From Anywhere India BSNL Landline  :    0495-1500, 0471-1500, 0484-1500, 0487-1500.


   

BSNL "WOMEN POWER" OFFER

BSNL WOMEN POWER prepaid Scheme customors can link five BSNL Numbers to their mobile number and avail call charge of 30 paisa per minute to the linked five numbers.

Procedure is as follows

Type a text message in the format below and sent to 53733
FFE(space)Landline number(space)Landline or mobile number(space)Landline or mobile number(space)Landline or mobile number(space)Landline or mobile number

***Conditions
1) The first number should always be a Landline number
2) The land line number should be typed with STD code

After sending the message you will get a confirmation message from 53733. And the facility will be activated after 24 Hrs.

Vehicle Registration and MORE>>>

Are you planning to buy a second hand motor vehicle. Then if you want to trace the ownership and status of tax paid by the owner let's log in to http://keralamvd.gov.in/ , provided you know the Registration number. Also several other knowledgebase about the rules and regulations are available.

• To Check for the Owner details of Vehicles in Kerala India you can head to the Kerala Motor Vehicles Department Website and use the Vehicle Details Page
• For Delhi Registration Details of the Vehicles can be found at Delhi Vehicles Portal
• Rest of the state i could not locate the page. The Karnataka Transport Department website dosent have the option to find the registration details of vehicles.
  
  
  If you know of the site for other states please drop a comment in this page
  
  
  

HAPPY DEEPAVALI

HAPPY DEEPAVALI


HAPPY DEEPAVALI

CLAIM PENALTY FOR YOUR MONEY LOSS FROM ATM COUNTERS

If you have any money loss issues with ATM Counters of any Bank, complain to Ombudsman in the following address

 Office of the Banking Ombudsman
 R B I
 Thiruvananthapuram - 695033
 Fax : 0471 2321625
 Ph   : 0471 2329676
 e-mail : bothiruvananthapuram@rbi.org.in

SEVEN CONTINENTS

TREASURY INCREASED INTERST RATE (02/10/2009)

Kerala State Government Released new interest rates for Fixed deposits in Treasury as follows

180 to 1 year             :   6.75%
1 year to 2 years        :   7.50%
2 years to 3 years       :  7.75%
Greater than 3 years   :   8%

Senior citizens will get 0.5% increased interest rate for all the investments.

COST TO COMPANY (CTC) and TAKE HOME SALARY

Hey Guys today I am goanna talk about "cost to company" and "take to home salary"

CTC/Cost to Company mean the expense incurred by the company to maintain its employee.

For example consider the table given below

Basic Salary                          : 4,80,000

DA                                       : 12,000

HRA                                     : 96,000

Conveyance Allowance         : 12,000

Overtime Allowance              : 12,000

Medical Reimbursement        : 15,000

Total Salary                          : 6,75,000

PF-Company's contribution  : 57,600

Annual CTC                         : 7,32,000

Monthly CTC                       : 61,050

Be conscious that different companies calculate CTC in different ways but Take home salary will always be much less than the CTC.

Some facts which determines the CTC are as below

* Some IT Companies include employee's training cost in CTC

* In Bank's, they provide subsidy in interest for their employees in such cases they include this in CTC

* Performance Bonus also comes under CTC

* Group life insurances and Medical Insurance Come under CTC

* The Canteen expenses and Entertainment benefits come under CTC

* Gratuity given by companies comes under CTC. Gratuity is a type of bonus given by companies when its employee resigns or Retire. An employee will be eligible for gratuity if he/she works with the employer for five years.

* Tax liabilities: Company calculates the taxes payable by Employee which is Income tax, Professional tax etc and pays by the company and include in CTC

* Contribution to Provident Fund: There two types of Contribution to PF. Contribution by employer and contribution by Employee. In which the contribution of employer comes under CTC. Normally the PF contribution is 12% of the Basic Salary. So the Company will put 12% of employee's Basic salary in his/her PF in addition to the employee's contribution which is also 12% of Basic Salary.

Now let us calculate the take to home salary from the above table

Basic Salary                           : 4,80,000

DA                                        : 48,000

Entertainment Allowance        : 12,000

HRA                                      : 52,800

Conveyance Allowance          : 2,400

Overtime Allowance               : 12,000

Medical Reimbursement         : Nil

Total Taxable Salary              : 6,07,200

Taxes                                    : 86,685

Net Annual Salary                 : 2,05,155
Net Monthly Salary               : 43,376

Now let us check how to calculate the Taxes.

* According to Income Tax Department's section 17 Basic Salary is totally taxable. In the above case Rs 40,000 is taxable.

* Also DA and Overtime allowance are taxable

*According to the policy of the company Entertainment allowance is also taxable. In the above case it is taxable.

* If the employee is staying in Rental House the he/she will get Tax reduction for HRA

* No need to give tax for conveyance allowance

* For Medical reimbursement employee will get a tax reduction for Rs 15,000 per year if proper certificates are produced.